Disclaimer

The material contained on this website is for general information purposes only and not as specific advice to any particular person. Any advice contained on this website is general and does not take into account your objectives, financial situation or needs. You should consider whether the advice is suitable for you and your personal circumstances. Before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.

We recommend that you consult a licensed or authorised financial adviser if you require financial advice that considers your personal circumstances. You can check whether a person is a licensed or authorised financial adviser by visiting the Australian Securities and Investments Commission at www.moneysmart.gov.au.

The information in this site reflects our understanding of existing legislation, proposed legislation, rulings etc as at the date of issue. In some cases the information has been provided to us by third parties. While it is believed the information is accurate and reliable at the time of compilation, this is not guaranteed in any way.

Accordingly Proacct, its officers, representatives, employees, agents and associates / licensees disclaim all liability (except for any liability which by law cannot be excluded), for any error, inaccuracy in, or omission from the information contained in this website or any loss or damage suffered by any person directly or indirectly through relying on this information.

Proacct does not warrant or represent that the site is error free or free from viruses or defects. You must do all that is necessary (including using virus checking software) to satisfy yourself that accessing this website will not adversely affect your computer system(s).

If any part of this disclaimer is held to be invalid, unenforceable or illegal for any reason, the remaining parts of the disclaimer shall nevertheless continue in full force.

This site is only relevant to Australian residents.

Copyright

Copyright in all the material, works, software, design, text, graphics and code contained on or used to produce the website and in the information and material and in its arrangement or layout, is owned or licensed by Proacct/website provider unless otherwise indicated. Other than as permitted below, your use of anything in which Proacct/website provider owns copyright, is governed by the copyright laws of Australia and its international treaties with other countries. The material is freely accessible for browsing purposes only. You may not copy, publish, distribute, create works from or commercially exploit the content of this website for any other purpose.

Links to and from other sites

When you use a link to go from our website to another site, none of these links comprise or imply support or recommendation of any other company, product or service by us. We do not control and are not responsible for the information on any other site found through our website. Linking to and framing of this website is not permitted without our express written consent.